Farm credit is a strategic input. Among the various financial institutions, the cooperatives have emerged as a major source of farm credit. The present study was undertaken with an objective to analyse the growth in the performance indicators of DCC Bank, Shimoga. The study used secondary data collected for the period 1990-91 to 2005-06 from various sources along with primary data relating to income level, experience and number of trainings undergone collected from the selected officials and non-officials of the bank for assessing their impact on overall performance of the bank. The result for the Head Office revealed that the number of deposit accounts showed the maximum growth of around 8 per cent, followed by the number of employees (6 per cent), and the number of members (3 per cent), among others. All the financial indicators for the Head Office showed high positive growth, the highest one being in respect of advances (36 per cent). Similar trends were observed for branches. The overall performance of the bank depended mainly on the training and experience of chairman and managing director.