Panchayat programmes and schemes are implemented to provide the standard of living by creating livelihood opportunities for women and they can be achieved through micro credit and self help groups (SHG) which are considered as better source to bring change and improvement in their life style. Hence, the study was undertaken to know the impact of selected housing and employment schemes implemented by Gram Panchayat on women beneficiaries. The data was collected from 160 women beneficiaries selected from four villages of Uppin-Betageri Gram Panchayat of Dharwad taluk of Dharwad district. The selected schemes were Aashrya Vasati Yojane (AVY), Indira Aawas Yojane (IAY) Swarna Jayanti Gram Swarozgar Yojane (SGSY) and Sampoorna Grameen Rojgar Yojane (SGRY).  The overall knowledge level of women beneficiaries about housing schemes was high (46.25%) and low (46.25%) in employment schemes. More than fifty per cent of women beneficiaries became the member of the SHG group (85.00%) followed by member of NGO’s (59.37%). Majority of beneficiaries had high economic change by housing schemes (81.25%) followed by employment schemes (25.00%). After availing benefit from the schemes, the beneficiaries improved socially and economically.